Disability—Retired member—Canadian Armed Forces pensions
Becoming Disabled After Retiring - Retired memberThe following questions and answers will help you understand your options in the event that you become disabled or suffer from a long-term illness after retiring from the Canadian Armed Forces (CAF).
You may want to know
What happens if I start receiving a Canada Pension Plan or Quebec Pension Plan disability pension?
If you are entitled to a deferred pension, or are receiving a reduced pension, and you become eligible for a Canada Pension Plan (CPP) or Quebec Pension Plan (QPP) disability pension, you are eligible to receive an unreduced pension equal to the pension you had accumulated at the date you released. The unreduced pension is payable for as long as you remain entitled to CPP or QPP disability benefits.
If you receiving a pension and are under age 65, the bridge benefit is no longer payable once you become entitled to a CPP or QPP disability pension.
What do I have to do if I become entitled to a disability pension from the Canada Pension Plan or Quebec Pension Plan?
Canada Pension Plan (CPP) or Quebec Pension Plan (QPP) does not inform the Government of Canada Pension Centre when you become entitled to a CPP or QPP disability pension. If you do become entitled to CPP or QPP disability benefits, it is important that you notify the Government of Canada Pension Centre and provide them with a copy of the CPP form "1808 Notice of Entitlement" or QPP "Avis d'Acceptance" so they can adjust your benefits. Notifying the Government of Canada Pension Centre will avoid an overpayment of benefits which you would eventually have to pay back.
If I start to receive a Canada Pension Plan or Quebec Pension Plan disability pension, will it affect my pension's indexing?
If, at the time you begin to receive Canada Pension Plan (CPP) or Quebec Pension Plan (QPP) disability benefits, your pension is not being indexed for the cost of living under Part III (Supplementary Benefits) of the Canadian Forces Superannuation Act (CFSA), your life-time benefit will begin to be indexed effective the date that you become eligible for CPP or QPP disability benefits.
If your pension is being indexed when you become eligible for Canada Pension Plan (CPP) or Quebec Pension Plan (QPP) disability benefits, your bridge benefit and any indexing being applied to it will also cease. Visit the indexing page for more information.
If I have granted someone a general Power of Attorney, can that person manage my pension affairs?
If you wish for another person to manage some of your pension affairs, an original, notarized, or a certified true copy of the general Power of Attorney (POA) document bearing the original signature of the lawyer, notary, commissioner of oaths or justice of the peace must be sent to the Government of Canada Pension Centre. The person you name can then request address changes, direct deposit and choose a benefit on your behalf. However, a POA does not provide that person with the authority to change the recipient of a pension benefit or to change a beneficiary under the Supplementary Death Benefit (SDB) plan.
In order to protect plan members, the Government of Canada Pension Centre cannot accept photocopies, faxes or scans of legal documents. Original POA documents will be returned to you by mail.
If you simply wish to allow someone to make enquiries and receive information about your pension matters, but not make decisions on your behalf, you can provide the Pension Centre with a written consent to that effect.
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