If you retired because of a disability, and Health Canada confirmed that you were permanently disabled at retirement, you were entitled to a disability pension which is an unreduced pension payable immediately.
Your disability pension will be suspended if, prior to age 60, you regain your health or become capable of assuming your former duties or other duties in keeping with your qualifications. In such a case, your disability pension will be replaced with an entitlement to a deferred annuity payable when you reach age 60. You may, however, request payment of an annual allowance (a reduced pension) in lieu of a deferred annuity. An annual allowance is payable from the date on which the request for that benefit is made or from the date you reach age 50, whichever is later.
You may be eligible for a disability pension if you have chosen a pension that will be payable at age 60 (deferred annuity) and you become disabled before that time. If you are receiving an annual allowance and you become disabled before age 60, the amount of your pension will be increased. However, any benefits already received will be taken into consideration.
Should you become disabled after retirement, a medical examination will be required to establish your entitlement to a disability pension. Health Canada has to confirm that you are permanently disabled.
Please contact the Pension Centre (see Section 1) for more information.