Annual Pensioners' Statement—January 2017—Public Service Pension Plan
Your Annual Pensioners’ Statement contains details about your monthly pension and provides you with an overview of your pension and benefits. Below, you will find the articles included in the statement.
On this page
- Annual indexation
- 2016 Tax statements
- Do you have to pay income tax every year when you file your tax return?
- Coordination of benefits with the Canada Pension Plan and Quebec Pension Plan
- Marriage after retirement
- Enrol now for direct deposit!
- Important reminders
- Contact information
The rate of the annual indexation for 2017 is 1.3%.
If you retired before 2016, the full rate will be applied to your pension. If you retired during 2016, you will receive a prorated portion of the rate based on the number of full calendar months remaining in that year. For example, if you retired in November 2016, your indexation amount would be 1/12 of the full increase (December only), starting January 2017. This increase also applies to the survivor pension. For more information on how the indexing is applied, visit Pension and benefits.
2016 Tax statements
Get your tax statements faster and easier! Go paperless; sign up for epost and access your statements online as soon as they are issued. To learn more about epost, visit Pension and benefits. Your annual tax statement will be available on epost by the end of February 2017.
If you are not registered on epost, your mailed paper copy should arrive by March 15, 2017.
Do you have to pay income tax every year when you file your tax return?
If so, you may be able to reduce your net tax owing by increasing the amount of tax deducted from your monthly pension. To do so, call the Pension Centre or send them a completed Form TD1—Personal Tax Credits Return. Consult the Canada Revenue Agency website or call 1-800-959-8281 for more information.
Coordination of benefits with the Canada Pension Plan and Quebec Pension Plan
When you retire from the federal public service, you become entitled to a lifetime pension. If you retire before age 65, you also receive a temporary bridge benefit payable until age 65. However, if you become entitled to Canada Pension Plan (CPP) or Quebec Pension Plan (QPP) disability benefits prior to age 65, the bridge benefit ceases immediately. Note that if you are already age 65, or are already entitled to CPP or QPP disability benefits when you retire, the bridge benefit is not paid.
You must inform the Government of Canada Pension Centre immediately when you become entitled to a disability benefit under the CPP or QPP. Failure to do so could result in an overpayment of your pension, which must be repaid.
Marriage after retirement
If you are a retired member and marry after retirement, your spouse is not entitled to a survivor pension in the event of your death. However, you may choose to provide your spouse with a pension at the time of your death, by having your pension reduced. You must apply for this option within one year from the date of your marriage or one year from the date your pension starts, whichever is later.
Enrol now for direct deposit!
With direct deposit, your payment is deposited into your bank account, on time, every month!
Individuals living in Canada: To enrol, call the Government of Canada Pension Centre or send them a written request with a void cheque.
Individuals living abroad: To enrol, send a written request to the Pension Centre with a void cheque or a document with the IBAN/NUBAN/CLABE number (or bank sort code) and your bank account number. For more information, visit the list of Participating countries.
- Keep your January Annual Pensioners' Statement or your most recent Direct Deposit Payment Statement for reference. A Direct Deposit Payment Statement is only issued when the net pension amount changes by $2.00 or more.
- Verify your most recent statement to ensure your address and banking information are up to date and inform the Government of Canada Pension Centre of any changes.
- Inform your family that they need to contact the Pension Centre immediately following your death to ensure timely payment of survivor benefits, and prevent any overpayment of your pension, which would have to be repaid.
Call Monday to Friday
Have your pension number ready
8:00 a.m. to 4:00 p.m. (your local time)
- Outside Canada and the United States:
- 506-533-5800 (collect calls accepted)
8:00 a.m. to 5:00 p.m. (Atlantic time)
- Telephone Teletype (TTY):
- 506-533-5990 (collect calls accepted)
8:00 a.m. to 5:00 p.m. (Atlantic time)
Visit Pension and benefits
Government of Canada Pension Centre
PO Box 8000
Matane QC G4W 4T6
To allow us to access your pension file, please provide your:
- pension number
- surname, first name and initials
- address (with postal code)
- telephone number (with area code)
- Date modified: